Ancap Financial

About

AnCap Financial is a Texas-based, fee-only financial planning firm helping business owners connect their personal finances with the demands of running a company. Its comprehensive approach covers planning and investment management, with attention to taxes, cash flow, savings, and longer-term financial goals. The firm can coordinate with a client's other professional advisers when a planning issue calls for their involvement. Business ownership can create complex financial circumstances, so the process starts by gathering the information needed to understand that broader picture. The goal is a coordinated financial plan with practical actions the client can carry out.
AnCap Financial operates independently and charges flat fees rather than a percentage of assets under management. It is paid by clients and receives no commissions or third-party compensation for recommended products or investments. Founded in 2023 by Zach Lopez, CFP®, the firm places education, integrity, and transparency at the center of its service. A free introductory consultation, normally held virtually, gives business owners an opportunity to explain their needs and learn how the engagement works. The process then includes document collection, a kickoff meeting, a personalized plan, and implementation. Clients who choose ongoing service meet with the firm in the spring and fall as priorities change.